10 Checks When Buying a Home at the Project Stage: Account Statement, Mortgage, Delivery
In a purchase made before the title deed is issued, the most important steps are payment documents, the status of the plot, the delivery date and the late-delivery terms.
Short answer: If you will buy at the project stage, the first things to look at are drawing up the contract at a notary, the title deed annotation, payment documents and the developer's track record.
10 checks
- Contract form. Drawn up at a notary.
- Title deed annotation. A sales promise annotation, if possible.
- Title deed of the plot. In whose name is the plot, and is there a mortgage?
- Building permit. The permit date and conformity with the project.
- Payment plan. Each instalment written with its date and amount.
- Delivery date. A clear date and a late-delivery penalty.
- Technical specification. Materials and square metres.
- Account reconciliation. A written statement of payments.
- Maintenance fees and management. The first year's expenses.
- Developer's track record. See their previous projects in person. For details, see our article developer check.
Frequently asked questions
Cash or instalments?
Decide according to the developer's payment plan and the price difference. For details, see our payment plan article.
What if there is a delay?
The late-delivery penalty and termination provisions in the contract apply.
Are there extra conditions for a foreign buyer?
The title transfer is what counts. For details, see our guide for foreign buyers.
Sources: tkgm.gov.tr · mevzuat.gov.tr
This article is for general information only and is not legal advice; legislation and practice may change. Compiled as of October 2026. For your specific case, contact us or consult a lawyer.
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